About Us

Creating CUSTOM FINANCING SOLUTIONS for borrowers is my passion. It may be welcoming the first overnight hotel guest to a newly designed and furnished room (made possible with our FF&E loan), a ground-up hotel construction loan, or a car wash running the first car through its tunnel, I get a thrill of satisfaction knowing that SBA-Capital helped to make it happen!

Business Development is in my blood and my entire career has been centered around owning and operating my own business. Upon graduating from college, I started a construction and land development company. We converted land that appeared to have little purpose into planned communities, housing thousands.

My company was a borrower for many years as we were developing and constructing “planned residential communities” and commercial projects. Because of my experience a group ask me to join them in 1982 to apply for a Pavillion Bank Charter.  My position changed from a borrower to a borrow and lender. In 2008, after retiring from my developing and constructing company, my focus has been 100% devoted to lending.

SBA lending has become my favorite over the past few years due to all the befits my borrowers receive from SBA Guaranteed loans. It is not uncommon to secure a SBA Ground up hotel construction loan or a loan to purchase an existing hotel, and simultaneously secure a FF&E loan (Furniture, Fixture, & Equipment) for the same borrowers five-year-old hotel. Additional paper work is involved for SBA but, once you understand the requirements, the extra work we do for our customers provides them with a much superior loan.


Anything we can do to give our borrowers an edge supports my personal slogan

“Business Financing is what I do – Creating custom solutions is who I am”.